How to save money to buy an apartment? Find out now!

Family planning is the first step in thinking about how to save money to buy an apartment. Through it, you can both know where the money you earn comes from and where it goes, as well as predict expenses and cut unnecessary expenses.

The financial planning also assists in creating an emergency fund for unforeseen and identifying opportunities to increase income.

Thinking about planning is also thinking about investing, either to generate new sources of income or to guarantee a better future for you and even your children.

An important part of planning is raising the bills. Registering all expenses in a spreadsheet makes it much easier to control and visualize where the money is going.

See below how to keep an eye on spending in detail!

Keeping an eye on finances

To start saving money to buy an apartment, you need to know how much you have available each month, that is, the entrances and exits.

To carry out this follow-up, start writing down all financial transactions throughout the month. Write down what you get and what you spend – from coffee to fixed bills, such as water, electricity, rent and internet.

If you have a fixed income, just make the notes for a month, otherwise, keep following the movements for up to three months. Use spreadsheets, notepads, applications, or any other technology you like for your notes.

Having done this X-ray of the budget, it will be easier to discover the excesses and where to make cuts to save.

https://cdn.shortpixel.ai/client/to_webp,q_glossy,ret_img,w_640/https:/www.prestes.com/wp-content/uploads/2020/02/image2.jpg

So it must be with the entrances too. That’s why you need to define a method of writing down everything you receive and spend—including the little things.

In this way, planning to save money to buy an apartment can be done through different platforms: in online spreadsheets, smartphone applications, in Excel or even with a pen and paper, marking everything in a notebook.

To save is necessary

Now that you know the real state of your finances, organize yourself to live a standard below. The idea is: if you earn the equivalent of three minimum wages, live like someone earning two and a half.

To experience this in practice, you need to set savings goals. The idea is to make a list with some dreams and create savings goals to achieve them, with deadlines.

For example, you want to buy an apartment on the floor plan within the next two years. For this, you will need to collect an amount equivalent to the down payment of the property’s financing. Then create the goal: “entrance to the apartment – ​​2 years”.

Calculate how much you need to save each month to reach this goal within two years, and every month, as soon as you receive your salary, discount this amount, just as you do with fixed expenses.

Do this with the other medium- and short-term dreams and you’ll see how much easier it will be to get out of debt.

Creating the habit of saving will make all the difference when you are paying the mortgage installments for the apartment, after all, the installments compromise around 30% of the buyer’s monthly income for a few decades.

To be able to continue paying the monthly bills and buy your apartment without going into debt, you need to save as much as possible.

Start by cutting superficial expenses

You can start wiping away some excesses in the budget, such as the beauty salon and barber bills, weekend getaways and even energy and supermarket bills.

Now, stop for a minute and think about your routine. In it, did you find any cost that does not correspond to your family’s essential needs? If so, you’ve already found what we call extra expenses and can start reducing them.

If you have any difficulties with this exercise, let us help with some suggestions:

  • Do You Know The Habit Of Having Lunch During The Week In Restaurants Or Fast-Food? You Can Replace It With Food From Home, Which, In Addition To Being A Healthier Option, Will Help You Save A Lot Of Money.
  • How Do You Go To Work? By Car? Have You Ever Thought About Leaving Your Car At Home And Going By Public Transport In A Few Days Or Making A Ride With Colleagues And Sharing The Value Of Fuel? This Is A Simple Tip, But It Makes All The Difference At The End Of The Month.
  • When Having Fun And Enjoying The Weekend, Recesses And Holidays, Choose More Affordable Options. Remember Your Goal And Financial Goals For Each Month And Don’t Give In To The First Expensive Party That Comes Along.

So, just reading our advice, everything can seem more challenging than it really is, but with disposition and a dash of creativity any routine can be changed with more affordable options.

The motto is: free your imagination and secure your wallet!

#Tip: Check out 3 apps to help you with financial management!

  1. Guiabolso : personal finance trainer . The app connects to your bank account and card data and organizes all your expenses in one place. It is 100% free and available for Android and iOS.
  2. Organizze is a clean looking and easy-to-use spending app. You can add earnings and expenses, but all manually, and control where the resources go and where they come from through graphics. It has a basic and free version, but it also offers a paid option for R$8 a month or R$80 a year, with some extra features.
  3. Mobills: has a categorized expense record and an interface that helps you achieve your dreams. It also features credit card control, dynamic and interactive graphics, and goal and budget control. Mobbils has versions for Android, iOS or Windows Phone. Despite having free plans, almost all features require the person to make a paid plan, which costs from R$8 to R$14.90 per month, depending on the features.

Beware the villain of healthy financial living!

If you’re wondering who this great financial planning villain is, the answer is simple: your credit card.

It may seem like an exaggeration, but anyone who has had the “dirty name” in the SPC or Serasa knows how much interest on credit cards (and even overdraft) can affect a budget.

In this phase of savings for the purchase of your property, choose to retire your card a little and only use it in cases of extreme urgency, but never exceed your budget.

Give preference to cash purchases, which, in addition to guaranteeing good discounts, help you to avoid indebtedness.

Reconsider “fixed” expenses

Have you followed all of our tips so far and the budget is still tight?

So it’s worth going “deeper”, reviewing your fixed expenses and trying to discover in them what maybe is no longer so essential. For that, let’s talk about home economics.

Plan Your Trips to the Supermarket

How do you behave when shopping at the supermarket?

Do you make a shopping list or just walk through the aisles filling your cart with what you think you need?

The simple fact of going shopping with a ready-made list helps to:

  • Don’t Buy Unnecessary Things;
  • Gain Time; And
  • Have Accurate Information To Update Your Budget Control Notes.

Try this simple habit change and see the results.

Review Phone, Internet and Cable TV Bills

These are those types of services that most people have contracted under pressure from some pushy salesperson, who always makes us hire packages that don’t exactly match our reality and come loaded with additional payment fees.

What happens is that, in the rush of everyday life, many of us fail to check these details and continue to pay for services that no longer serve us.

When it comes to saving money to buy a property, every effort to observe reality is little!

Pay Attention to Water and Energy Bills

This tip is useful for your pocket, but, above all, it is very important for the conscientious consumption of resources: save water and electricity!

Anyone, no matter how disciplined, occasionally sins in this regard.

Looking at your routine, answer these questions:

  • Do You Usually Take Long Baths?
  • Are They Always With Hot Water?
  • Do You Turn Off The Faucet While Soaping?
  • And The Lights, Do You Always Turn Off When You Leave A Room?
  • Is It Really Necessary To Keep The TV On While No One Is Watching?
  • Why Are Outlets Still Plugged In When You Are Not Using A Particular Appliance?
  • When Washing The Yard, The Car, Watering The Plants, Etc., Do You Use A Bucket Or Hose?

I’m sure by answering the above questions you may have identified some bad habits in your routine.

Changing these habits sounds simple and makes a huge difference in the long run. Try it!

Don’t leave money standing

So far, we’ve already given you valuable tips to help save and save money to buy your apartment. But what to do with this amount during this savings phase?

Some people choose to save the remaining money in a savings account, but economists’ advice is to make this amount multiply faster by investing in financial investment funds.

Another advice is to generate extra income by offering some product or service in your spare time or working as a freelancer.

Discover the technique of envelopes to save money!

The method used by Nathalia Arcuri

Have an emergency reserve

This is our last tip, and taking it seriously will make all the difference.

How many times have you had to use money from a financial reserve to solve some urgent demand?

The feeling of being forced to give up money that represents a long period of sacrifice and discipline to buy medication from an aunt who got sick, for example, is doubly bad, isn’t it?

But what to do to avoid these situations? Harden your heart and not help your aunt? Certainly not! For these and other adversities that threaten your savings, have an emergency financial reserve.

That’s right, the ideal is to set aside about 5% of your salary, every month, in order to solve unexpected demands and out of budget. In other words, you will be including the unexpected in your planning and preventing possible losses.

 

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  39. So do I, for that matter. How about Saturday?””Works for me. Let me check with Jill and get back to you.”The twins seemed to like the two wooden dump trucks I had made for them even without sound effects. I noticed that they were careful to say ‘thank you” under Kim’s watchful eye before scampering off to play with them. Jill and Ed had that odd lawyer thing going where they can beat each other’s brains out all day and then be friends as soon as the whistle blows. Good friends, good food, and some good wine made for a really great evening. Kim called me a couple days later.”So,…
    https://telegra.ph/Share-the-road-part-3-10-12

  40. Ithank for bad and good coments andwill write more stories if you all wouldlike me to go on. If you would like itplease email me to do so. If not I guessI will stop writing. Next morning I got up my mother wasalready out of bed and I could hearher doing something in the kitchen. Iwalked there naked and she didn’thear me sneaking behind her. She wasjust so sexy in her night gown that she was wearing and her ass wasinviting me. I grabbed her from herstomach and slid my cock in herpussy. “My god, you scare…..d me! But don’tyou dare take that cock out of me.Fuck me…
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  41. She desired, no needed, no craved stimulus, stimulus of any kind. When Susanna pulled off her blindfold, Julie looked into her eyes and started to cry. “Mistress, what did I do wrong, I’m sorry mistress, what can this slut do to please you?”Susanna smiled, although she wanted her training to continue for another couple of hours, maybe this would be enough. “It’s OK, slut. Calm down.” She said as she gently massaged her nipples as she removed the clips. “You did nothing wrong. A nurse is calling about your mother. She is not doing well and she needs to speak with you. I want you to gather…
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  42. I grasp both her thighs and pull her down until she is squatting over my face, once I can reach I start to lick and suck her pussy.She moans in delight at my ministrations as I suck the discharged cream from her cunt, slurping her delicious nectar into my mouth, savouring her wonderful flavour. I moan into her pussy, relishing in the wonderful attention of Maureen feasting noisily on my clit, doubly intense now I am eating out Alice. Jo kneels beside me, taking one of my nipples into her mouth, drawing the tightening puckered teat between her lips and wiggling her tongue back and forth…
    https://telegra.ph/Our-liberating-holiday—Part-4-10-12

  43. Okay?”Lori stopped sucking very suddenly. She stared up at George, wide-eyed. “You want me to suck your cock after it’s been up my ass? You must be kidding!” . George took her head in his hands and stared back at her. “I was told that you would go around the world. Mouth, pussy, ass and mouth. When you go around the world, you end up where you started off, okay? Look, they told me you’ll do just about anything. That’s what I’m paying you for.” They held the stare for a long while, in silence. Lori thought about the money in her purse. Finally, she asked, “Can I take the condom off so you…
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  44. The trick was to threaten lawsuits, not violence. They wouldn’t want to risk a lawsuit and they would usually pass the buck to their superior. “You lay one hand on me and I’ll sue you and this company for every cent it’s got!”The guard advanced on him. Paul stood his ground and tried to hide the fear he felt. The man was huge; he would have dwarfed even Paul’s old body. But he seemed to be twice as tall as Paul’s new half-female body. “Are you going to leave?””No. I demand to speak your boss.””Fair enough,” said the guard and without any warning picked Paul up and put him over one…
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  45. I could tell good times were ahead.On the next what was to be a party night Sue was having her period and a bad case of PMSSo we all just sat around, talked and had a few drinks.As usual the talk turned to sex.Sue asked Frank if he had enjoyed watching me fuck her in the ass. He admitted he had and planned on doing her back passage sometimes.”Not unless I can do you first.” she said.”What do you mean?” he asked.”I have this strap on I use on hubby sometimes.” she answered. “He likes a good anal probe occasionally and bought this for me a while ago. The rod is bigger…
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  46. I smiled – it was the young professional from the first email. He came down the last three steps and we walked toward each other, I tried to say something in greeting but it came out a squeak. I tried again holding out my hand, “I’m Katie”. He took my hand – he must have felt my shaking – and led me to the bed. “You sure you want to do this?” He askedI stammered a shy Yes and guided his hand to my wet panties. “I need it”. He began stroking my sodden pussy through the sheer fabric, with his other hand he guided me down to sit on the bed. I looked up at him and he bent his head and we…
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  47. Back in college, they played a game every week. They all decided to play a game before the bachelorette party. Each member of the foursome is well stacked with thin firm figures and just notable tight abs. They are wearing matching tennis shirts and miniskirts. Cynthia is a bubbly beauty with a sun kissed tan and curly blond hair. Jade is alluring Asian girl with a nice narrow behind and short brown hair. Ayesha is a glamorous golden brown beauty with long black pigtails. Priya is an enchanting shapely slender Indian with long black hair. The wedding planer, Bonnie joins them. She is on…
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  48. Mom always joined in but I couldn?bring myself to fuck her. This lead to an interesting situation one night.Beryl and Mom held regular Bridge nights with 2 or 3 of their friends, Ann who was divorced, early 50?and had a nice tight ass, Barbara who was a bit older, nice slim body and Vera who had an even bigger pair of tits than Beryl, I am talking 48?hey were massive and I had always wanted to see them in the flesh.It was a Friday and they had been playing Bridge and drinking wine for a while when I dropped in to the flat, I let myself in as Mom had given me a key and went into the…
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  49. She was warm and wet and he didn’t even feel her teeth on is dick. It was amazing; his nine inch cock slid in her mouth all the way and touched the back of her mouth without her gagging. Exhaling sharply he had to keep himself from cumming then and there as she started sucking. He slid his hands into her red hair and looked into her green eyes. “Use your tongue…” he grunted. “Oh fuck yes…” he started to thrust his hips in and out of her warm willing mouth. His brown eyes looked down into her eyes that despite the fact that she was sucking his cock still looked innocent. His cock started…
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  50. The athlete grimaced and moaned. It made me harder seeing him how pleased he was.”Brad,” he said extending his hand, “This is Bill and Phil,” nodding at the two cock-worshipers.”Mario,” I managed to say, still trying to overcome my trepidation.As I was standing next to the lustful trio stroking Brad’s left ass cheek, Jake came from behind and stroked my ass. He was so close, his body touched mine. He reached around and held my hard cock. I leaned against him trapping his cock between my crack and his belly. He rubbed against me while stroking my stick gently. He was hairy but…
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  51. Awe I need to sleep my parents are coming today and spending the night..And I know your not there so I will write you a little visual thing that I do want to have morning sex but my partner is sleeping. Partner is you;)Man: My dick is hard now baby.. Go ongirl: We are just laying in bed and I’m naked from the night before. You have boxers on. I wake up and see your back to me so I cuddle up nice and close and hold you tight. I reach down and start to massage your cock. You start to stir and push your hips up while your sleeping so I stroke harder. I’m getting excited to see the…
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  52. I was eighteen at the time and living home.I had a job at a convienece store. This man , around 37 or 38 , began coming in late, just before closing time, and would talk briefly with me. This went on three or four times per week for a couple of weeks. One night he asked me what I was doing after work, and asked if I would like to hang out, and have a few beers with him.Though I was pretty naive, I sensed an intrest by him that his intentions where more than just friendly. I felt a jolt of excitement go through me and quickly accepted. I wrapped things up and left the store. I followed him…
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  53. I closed the door behind me as I entered the house. I leaned back against the door crying. I knew John was standing outside of the door.”Please John just leave,” I sobbed out from behind the door.I heard his truck pull from the driveway as I went to my bedroom. I sat down onto the bed and looked to my wrist. I rubbed where the diamond tennis bracelet John had given me once was. I had taken it off and placed it beside my glass of wine before I asked him to take me home.After seeing photos of his wife and him together, I saw how lovely his wife truly was. As I did, I only saw myself,…
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  54. Please be patient. Was watching a lot of vampire movies.. LOL)I dream of his hands holding mine, but mostly I dream of his hands on my body, stroking and caressing my throat.That sharp, metal, nail, dragging, ever, so, slowly, across my jugular vein, and down my neck, towards the valley of my collar bone. I can almost feel it now, as it slips diagonally past my tattoo, and traces an invisible line across my chest, mounting the hills of my breasts with slow precision. I can feel his hot breath on the back of my neck as he whispers into my ear. I can’t understand what he says as he…
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  55. He was hoping it would help wake him up, plus he just needed to get out of his office. He’d nearly fallen asleep at his desk, not something a Commander should do. ‘They’re just dreams, they’ll go away eventually.’ he assured himself as he passed a few cadets who saluted him as he walked by. He half-heartedly saluted back, wishing that they could forget he was their Commander for just once.”Commander Leonhart, please come to my office at once,” he heard Cid’s voice echo throughout the building when he was just steps from his destination.”Great, what now?” he muttered, and changed…
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  56. “…very, very soon, you will be kissed.” Sonia moved in and gently kissed Jay. Jay face softened as she closed her eyes and received the kiss. It was a small kiss to begin with and then their lips parted and I saw the tips of their tongues meet, gently touching at first before Jay moved her hands up and, holding Sonia’s face, pushed her tongue into Sonia’s mouth. They embraced and stood there kissing, slowly at first before holding each other tight and frantically began kissing harder, Sonia holding Jay’s face with both hands as their tongues moved from mouth to mouth. Sonia, not breaking from…
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  57. ” She smiled, “Believe it.” “For the longest time I’ve had a crush on you. Each night that we’ve spent together, my feelings have grown for you. It’s been so long since I’ve been close to a girl. I’ve dreamed of being close to you, and now here I am lying beside you, and kissing you too! You are truly the most beautiful and amazing girl I have ever met.” She hugged me even tighter and kissed me several times, giggling, “It makes me so happy to hear you say that! I have never met anyone like you before. You’re so sweet, kind, and caring, not to mention really good-looking too! For…
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  58. “Of course, see you tomorrow.” She told him as she kicked the stand and turned on the bike, she loved the sound, it reminded her of a satisfied cat to her, the way it purred.She eased back and felt the uneasiness even more. She looked at the incoming traffic and eased out right behind silver Honda Civic. It clicked in her head as soon as her bike got on the main street; she was going to be followed. The light turned red making her stop, she tried not to panic. She needed to focus, a memory surfaced. She remembered Blake telling her if she were ever followed it would be a silver or…
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  59. I always make sure to do the shopping around the time he comes in to sit in the cafe to eat his lunch. His strong black body looks like it will rip through the business suit he is wearing. This time he catches me watching him. He smiles at me and rubs his hand on his thick cock so I can see how big it is through his pants. Shocked that I was caught I continue my shopping.I feel a hand reach up and grab my hair and you whisper in my ear, “Did you like what you saw? ” he said to me.My heart is beating faster, I can t believe he is standing behind me. I feel him reach under my skirt and…
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  60. She was only cumming. Huge waves of cum rolled over and over her again and again. She could feel her bodily juices flow over her fingers as she stuffed them in her vagina as far as she could. Her clit instantly became ultra sensitive and she had to stop stroking it in time to my thrusts. She could feel her nipples, hard as cherry pits, and she ached to have me stroke them. Rubbing them over the sheets was all she could manage with my weight resting on her. Over and over she orgasmed. Then I slammed a long powerful lunge that drive her thighs onto the bed. She felt a forceful swelling in…
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  61. “Do you like broccoli?” Sara asked.”Sara, I was born and raised on a farm in the country, we ate whatever momma put in front of us. I eat everything.”Sara smiled, “Oh, you do, do you? And you’re a farm boy too?” Eddie blushed, then went on talking about growing up on the farm, baling hay, cutting corn, raising cattle. The more he talked, the more comfortable he became, and the more Sara was attracted to this down to earth country farm boy. They checked out and headed towards their vehicles. Halfway there, Sara’s Jersey girl assertiveness kicked in. She stopped. “Look, I barely know you…
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  62. In the week after all was arranged for my new job in Savannah, I had seen a solicitor and had him draw up a separation agreement as a prelude to divorce, in the agreement I asked that our home should be sold as soon as possible with the proceeds split equally, everything else would be apportioned by ownership, I had no wish to embarrass Amanda by suing for divorce on the grounds of adultery I hoped we could divorce amicably after a 2 year separation.One evening I sat Amanda down and gave her the agreement and asked her to read and sign it, she sat silently and read it several times, when…
    https://telegra.ph/should-never-have-said-it-final-10-14

  63. Plus, you don’t seem the jealous, intimidated type.””Here, you can help,” said Laura, and let Brenna undo a few of the buttons on her top. As Brenna looked at her, she laughed and gave her a big hug.”See, fun!”Laura had on a plain white bra that seemed to de-emphasize her bosom. She stepped out of her jeans and was wearing plain white panties.”Your undies are so much cuter,” said Laura.”Um, thanks,” said Brenna.Ellen came up behind Brenna and Maria came behind Laura, and they unhooked their bras. Slowly they were pushed off of the girl’s shoulders.Katerina now stepped…
    https://telegra.ph/The-Erotic-Adventures-of-a-Bride-To-Be—Part-Two-10-14

  64. Naturally she put her arm around his shoulder. She didn’t know what he was doing, but she thought he was going to take her to where all the commotion was occurring.Terry looked at Kevin’s face. Then, slowly, he sank to his knees, and gently lowered her into the water, fully clothed. Terry squealed and beat on Kevin’s chest. By that time Pam saw what Kevin had done, she was already at her sister’s side, helping her stand up. Pam was furious but Kevin, Amy and Martin were laughing. Terry splashed Kevin. Pam said, “I’m gonna beat your ass, you motherfucker.” “Lighten up, Pam,” Terry said…
    https://telegra.ph/Golden-Ass-10-14

  65. Everyone was invited, among the pairs gliding along in gentle waltz you could occasionally detect a familiar face; there was Rita Hayworth, dancing with some lucky guy. Sophia Loren, with her partner. The long-legged Cyd Charisse moving with unmatched grace, except for Ginger Rogers and Fred Astaire, of course. Even Marilyn Monroe was there, getting a lot of attention with JFK. But it was me, who danced with the most adorable of them all…Audrey blinked her huge, brown doe-eyes and smiled. The gown she was wearing was the one from Sabrina; a tight corset and a big flowing skirt, all in…
    https://telegra.ph/Audrey-Hepburn-10-14

  66. She was wearing the classic schoolgirl outfit. From the toes up she wore knee high white socks, a black and red plaid skirt that draped over the stool, and a white tank top without a bra highlighting her clearly erect nipples and small breasts. She even polished the outfit off with pigtails and a ribbon. It was the sexiest outfit I had ever seen. It was obvious that she was intentionally dressed like a slut and the truth is… I absolutely fucking loved it. The problem is, there is no way Stacey was not going to notice as well. Trouble was brewing. Renee was sitting there eating a bowl of…
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  67. She didn’t even realize that his mouth had left her nipple until its assault began on her other one. A fresh ripple rushed through her as this breast finally got the same attention its twin had been receiving. Then she felt it. Just a gentle touch at the base of her pussy. Just pressed there, touching both lips, but not moving. How she wanted it to move upward and into her pussy, but it didn’t. Slowly she began to rock forward hoping to push it into her. But as she moved it moved with her. As she began to rock forward again the lips on her nipple were replaced with biting teeth on the…
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  68. I lay heavily on her firm body, pressing my mouth aganist her lips. I press hard on the front of her silken body; I knew it would be only seconds before I feel a response from her pussy. In a short-time, Wendy was feeling the urge from within herself, she pushs her pelvis aganist me, trying to writhe her thighs aganist my thighs, trying to get pleasure by pushing her belly to and fro aganist me. Suddenly I roll off of her to one side, she sees my expression change. My face now has a leer. My hands start to caress between her thighs rubbing her pussy. My hot hands caressing her smooth naked…
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  69. Lisa is a sexy little plumper blond, 5’8″ tall with a 40DD-34-38 body that looks so hot in a t-shirt and shorts. I have lived next door to her for 4 years, and we have gotten to be pretty good friends. I often fantasize about us being more than friends, but she hasn’t shown any interest in me in that way, and I don’t want to make things uncomfortable between us if she’s not interested in me sexually, so I don’t push the subject. We spend many weekends lounging around my pool drinking beer and talking about all the things that piss us off at our jobs. We have a lot of fun together, and it gives…
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  70. Her skirt rides up above her ass and I have full view of he perfect ass and dripping wet pussy. I raise my hand up and come down on her ass with a loud slap. It leaves a nice big red hand print on her. She cries out “Thank you sir”I repeat the slap on her ass a couple more times until her entire bottom is red. Amiee turns back around and kneels on the floor in front of me again with her back leaned up against the bed. I take a fast glance at the window and Tom is staring with utter amazment on his face. I move my cock close to Amiee’s mouth and she opens up without a second thought…
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  71. I sheepishly replied “Hi”.”What your name” she asked. “Sarah”, I replied.”That’s cool we have the same name.” She continued talking and as I started to relax realizing that she didn’t recognize me I started to open up and talk back. After our nails were done Sarah Asked if I wanted to shop with her. I looked at Jenifer and she said, “go ahead sweetie”. We were off and after visiting several stores we went into a teen store. After looking for a little while Sarah lit up saying oh this is so cute “you have to try this one on”. It was a light pink dress that flared out at the…
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  72. Her hair fell in her face, and she went to push it away, only to find her arms weren’t quite up to such an arduous task. So instead, she let them lie at her sides, hands spread wide on the sheets.The Doctor, barely breathing any harder than usual, looked over at her, eyebrows raised. “What, the orgasm you just had? It was annoying?””No, you idiot,” she said without any real heat as she kicked the sheets away from her body. Outside, one of the blizzards the planet of Nix XV was famous for raged, but inside the room, Amy was almost uncomfortably hot. Whether that was from the fire…
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  73. Erin was visiting her cousin Berri in Philadelphia from Atlanta. They where complete opposites, Berri being a prissy, feminine girl, and Erin a rough, saggy jeans wearing, tomboy their whole lives. It wasn’t until they found out through their parents that they shared an attraction to women that they became good friends and decided to spend the summer together.”Erin, there’s nothing wrong with meeting females on the party-line. In fact, that’s how most of the lesbians here in Philly stay connected. Look, I’ll call and you can just listen.””Aight B, but I can’t guarantee a damn thang…
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  74. I have a friend named Antonio. He’s a bronze skinned latin male and , like myself, very well built. We are both 25 yrs old and really into fitness. He’s got blackbelts in the brazilian martial art Capoeira, and Jujitsu and I have ones in Taekwondo and Jeet Koon Do and we both have bachelor’s degrees in kinesiology, imagine that. So you can see why we hit it off so well. And, just being honest here, if I do say so myself, we are both strikingly good looking,(sometimes that can be a curse, but that’s another story) we are both professional models, thats actually how we met ,working for the same…
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